Many of the Debt Invalidation programs we offer invoke the laws and statutes found in the Fair Debt Collection Practices Act, and other laws to protect you from third party debt collectors, fraudulent debt collection practices, and violations of your rights. They work with a nation wide attorney firm for collecting money for you as well when debt collectors violate your rights by calling or continuing collection without verifying the debt.
Why it works
Their procedure requests a forensic audit of the account which collectors are trying to make you pay; they require your collector to provide validation, verification, and proof of their legal authority to collect from you. Recently, over 10,000 debt cases were dismissed in Maryland due to a debt collector not being licensed (not having legal authority) to collect. Due to legal technicalities, fraud by some collectors, or a lack of records from the original creditor, debt collectors are most often unable to legally validate and collect the debt.
Our mission is to protect consumer's rights and help them avoid harm due to fraudulent or unfair financial practices. Our goal, through education, proactive personal debt research, defense, and dispute is to reduce the incidence of personal bankruptcies in the United States.
Because many of our programs use an attorney and a variety of laws to demand full verification of the source, validity, and legal authority of the debt collector to pursue you, they often cease collection. Should they not cease collection or file a suit, our procedural paperwork can be used as a defense proving the debt was not validated. To see if we can be of assistance in your situation, call us for a FREE consultation!